We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.
What you will do: • Support to keep the Credit Risk areas in Audit Universe up-to-date and the annual planning for credit risk audits • Execute the Credit Assurance Audit Plan and report balanced findings in a timely manner • Work independently producing draft terms of reference, planning, testing and producing draft audit reports to provide assurance that significant credit risk are identified and appropriately controlled • Apply a range of audit techniques to deliver audit work, including data analytics • Maintain strong standards of documentation, supporting audit conclusions in compliance with IIA requirements • Build and maintain open communication with management and an understanding of business activities through attendance at applicable risk forums • Keep up to date with relevant regulatory change and good practice as applied to credit assessment and credit risk management • Follow up on your audit recommendations and ensure that they have been implemented before reporting them as closed for the Audit Committee
And we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.
What you will need:
• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders • Experience of credit assessment processes and techniques • Knowledge of credit risk and portfolio management • Understanding of a variety of lending products and their administration, ideally with a focus on Commercial lending • Experience of Internal Audit or 2 nd line Credit Risk Assurance • Knowledge of Conduct Risk and Consumer Duty • Proactive behaviours and an attention to detail • Strong written and verbal communication skills, with the ability to support and challenge stakeholders at all levels of the Bank • Qualified accountant: ACA, ACCA, CIMA or equivalent would be a plus
Our promise to you
• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts! • We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!). • We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
Important Footnote
Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates Good luck!
