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Marine Insurance provides insurance against damage to shipping and its cargo.
It's the oldest form of insurance and was traditionally the main type of insurance underwritten by Lloyd's. Although it is still a large industry, it is now less significant and is generally classified alongside Aviation and Transit insurance which is known as MAT.
Whilst the aviation industry has grown rapidly over the last twenty years, the shipping industry still carries approximately 90% of global trade and there are more than 50,000 cargo ships operating today. With the escalating cost of raw materials being shipped such as oil and gas and the increased threat of terrorism, hijacking and adverse weather, the Marine Insurance industry plays a vital role in the world economy.
The future of shipping looks set to remain positive due to the continued operational efficiency being achieved by shipping companies, thereby making it more and more competitively priced against alternative transport methods whose operational costs are increasing at a much faster rate.
The Marine Insurance industry relies on a wide variety of insurance specialists to function efficiently and at the time of writing (Dec 2009), the following vacancies were being advertised:
Do you work in Marine Insurance? Would you like to contribute to our "Day in the Life of..." series? Email us at email@example.com for more details.