Location: Wilmslow Hours: Monday - Friday, 09:00 - 17:30 (37.5 hours per week) Start date - ASAP Salary: Very competitive
About the Role
We are a fast-growing financial services business specialising in bridging finance for residential, semi-commercial, and commercial properties. Our mission is to provide flexible, reliable solutions tailored to each client's needs. Benefits: 24 days holiday plus bank holidays (increases to 25 after 1 year) Birthday day off Give Back Day for family events Health cash plan 24-hour colleague assistance helpline Team social events and trips Close proximity to train station
Key Responsibilities
Application Assessment: Reviewing and assessing new bridging loan applications to ensure they meet the company's lending criteria. Due Diligence & Risk Analysis: Conducting thorough due diligence, which involves analysing financial documents, credit reports, property valuations, and legal documentation. This includes assessing the borrower's profile, the asset's value, and the viability of the exit strategy. Decision Making: Making lending decisions within an individual mandate level or preparing detailed credit papers and presenting cases to the credit committee for approval. Stakeholder Liaison: Collaborating and maintaining clear communication with various stakeholders, including brokers, solicitors, valuers, and internal sales/operations teams, to ensure smooth deal progression. Documentation & Record Keeping: Preparing and reviewing offer letters, ensuring all pre-completion conditions are met, and maintaining accurate and comprehensive records of all case activity in loan management systems. Pipeline Management: Managing a personal pipeline of cases efficiently, prioritising tasks to meet tight deadlines and service level agreements (SLAs). Process Improvement: Identifying opportunities to enhance underwriting processes, improve turnaround times, and contribute to the overall efficiency of the lending function. Providing guidance and support to junior underwriters and assisting in their development Compliance
What We're Looking For
Previous underwriting experience with a short-term finance lender would be beneficial Number of years underwriting experience Strong organisational and communication skills Ability to thrive under pressure and meet deadlines Confidence in liaising with brokers and clients Experience in either Financial Services, Bridging, property
Please apply today if you have the required experience.
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