Senior Underwriter - - Commercial Underwriting - West Midlands - Portfolio Underwriter .

My client is a successful Managing General Agent (MGA), working with a select group of insurers to deliver a range of superior insurance products. They are seeking a Portfolio Underwriter with a proven track record in managing portfolio risk selection and underwriting performance. This role combines technical expertise in SME property liability with strategic portfolio management, using data-driven insights to drive profitable growth, align with risk appetite, and deliver excellent customer outcomes.

Key Responsibilities

• Own performance and profitability of assigned portfolios, monitoring MI to identify trends, risks, and opportunities
• Develop and implement portfolio underwriting strategies, rules, and terms aligned with business objectives
• Analyse quote conversion, policy retention, claims, and customer behaviour to provide actionable insights
• Support the full product lifecycle, ensuring documentation and guides reflect portfolio strategy
• Build relationships with stakeholders, optimise rating approaches, and influence decision-making
• Contribute to strategic initiatives, product development, and represent the MGA in relevant market forums

Candidate Profile

• Proven track record in portfolio risk selection and underwriting performance
• Strong technical skills in SME property liability underwriting, pricing, and portfolio management
• Experience with MI analysis, underwriting rules, and product development, ideally in MGA, insurer, or delegated authority environments
• Expert knowledge of underwriting principles, risk selection, and portfolio management
• Strong analytical, communication, and storytelling skills; strategic thinker; highly organised

This is an exciting opportunity to apply technical expertise in a dynamic MGA environment, shaping strategy and driving profitable growth.