Your Company:NET Recruit are searching for a Senior Property & Liability Underwriter to join a highly regarded insurance organisation in a hybrid role, with attendance required in a London office. The business is continuing to invest in its underwriting capabilities and digital trading platforms, offering the successful candidate the opportunity to contribute directly to portfolio development, underwriting performance and product innovation within a collaborative and forward-thinking team.Your Role and Responsibilities:While in this position your duties may include but will not be limited to:
Supporting the Portfolio Underwriter Manager for Property & Liability in delivering underwriting strategy and operational objectives
Making sound underwriting decisions within delegated authority in line with appetite, guidelines and profitability targets
Underwriting SME to mid-market Property & Casualty risks including Commercial Combined, Property Owners and Shop Package products
Managing and responding to online underwriting referrals, assessing risks and providing commercially balanced decisions
Acting as a referral point for the underwriting team and supporting colleagues with complex cases outside their authority
Developing and maintaining strong broker and client relationships to support sustainable portfolio growth
Working with Broker Development Managers to identify new broker opportunities, schemes and facilities
Supporting the development and optimisation of eTrade products by analysing referral, conversion and decline rates
Assisting with the management of digital delegated authorities and online underwriting platforms
Monitoring portfolio performance through data analysis and management information to identify trends and opportunities
Producing regular reports on new business, renewals, quotability and conversion metrics, including improvement recommendations
Liaising with claims teams on complex cases requiring underwriting input
Supporting policy wording development and maintaining endorsements in line with market and regulatory changes
Collaborating with actuaries and internal stakeholders to support pricing, governance and portfolio performance
Ensuring underwriting activity complies with regulatory requirements, company policies and governance frameworks
What You Will Need To Apply:Please apply ONLY if you meet the following criteria:
Strong underwriting experience within Property & Casualty insurance, ideally SME to mid-market risks
Good knowledge of the London insurance market and commercial general insurance products such as Commercial Combined or Property Owners
Experience working with eTrade platforms and digital underwriting environments
Ability to analyse underwriting data including conversion rates, referrals and portfolio performance
Understanding of how data supports automated underwriting and digital trading processes
Strong analytical, problem-solving and decision-making capabilities
Excellent communication skills with the ability to build strong broker and stakeholder relationships
High attention to detail with strong commercial awareness
Advanced Microsoft Excel skills and confidence working with underwriting data
Experience with delegated authority management would be advantageous
Proactive and commercially minded with the ability to influence and support business growth
Progress toward ACII qualifications would be beneficial but not essential
What You Will Get In Return: This role provides the opportunity to play a key part in the development and growth of a Property & Liability underwriting portfolio within a progressive and technology-driven insurance environment. The successful individual will work closely with experienced underwriting leaders while gaining exposure to digital trading platforms, portfolio analytics and product development initiatives. The business is offering a highly competitive salary of up to £70,000 dependent on experience, alongside an attractive wider benefits package and flexible hybrid working arrangement. In addition, employees benefit from a supportive and collaborative culture, strong diversity and inclusion initiatives, wellbeing and mental health support programmes, employer-supported volunteering opportunities, flexible working arrangements and continuous professional development including study support for insurance qualifications.To express interest in this role and have a confidential chat, please reach out to:Alexander Booth - Talent Acquisition SpecialistM:E:
