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Head of Commercial Finance

Posted: 13/03/26
Recruiter:Cobb & Jones Recruitment Limited
Reference:3083469070
Type:Permanent
Salary:£110,000 Annual
Location:London
Description:

Head of Commercial Finance City of London (Hybrid) Paying up to £110k DOE + 18% Bonus

Cobb & Jones Recruitment have been engaged exclusively with an insurance company based in London, supporting them in their search for a newly created Head of Commercial Finance role. The early stages of this role involve "building" and won't require direct team management immediately, you will be required to leverage off a variety of people within several departments inclusive of finance, marketing / commercial and management information. Experience and profiles of interest include Head of Commercial Finance, Commercial Finance Manager, Commercial Finance Business Partner, Commercial FP&A.

The Role:

As Head of Commercial Finance, you will be the strategic engine behind commercial performance-partnering with senior leaders across Marketing, Pricing, Product and MI to drive value creation, customer lifetime value, and long-term sustainable growth.

This is a visible, high-influence role that directly supports the CFO and Executive team, shaping decisions that impact the future direction of the business.

Remit:

Strategic Commercial Business Partnering

  • Act as the primary commercial finance partner across Marketing, Pricing, and Product.
  • Shape pricing strategies, product propositions, insurer panel decisions, and commercial plans.
  • Provide analytical challenge and strategic insight to ensure growth is profitable and sustainable.

Planning, Forecasting & Commercial Modelling

  • Own commercial inputs into budgets, forecasts and long-range planning.
  • Build revenue models, acquisition forecasts, retention insights and commercial assumptions.
  • Present drivers and recommendations directly to the CFO, CEO and execs.

Performance Insight & Accountability

  • Work with MI teams to deliver high-quality dashboards and commercial reporting.
  • Drive clarity, transparency and accountability across revenue, margin, cost efficiency and customer metrics.
  • Identify underperformance and influence action plans to address it.

Value Creation & Strategic Analysis

  • Lead business cases, investment appraisals and scenario modelling for new products and transformation initiatives.
  • Strengthen governance around pricing, fair value and Consumer Duty outcomes.

Leadership & Team Development

  • Build and inspire a high-performing Commercial Finance team.
  • Foster a culture of curiosity, challenge and insight.
  • Champion best-in-class modelling, analytics and partnering.

Skillset:

  • A qualified accountant (ACA/CIMA/ACCA) OR extensive commercial finance leadership experience.
  • Significant experience in insurance (general insurance, broking or wider financial services).
  • A proven track record of driving commercial outcomes at a senior level.
  • Deep understanding of pricing economics, marketing ROI, and customer value modelling.
  • Exceptional analytical skills with the ability to simplify complexity and tell a compelling financial story.
  • Strong influencing capability with confidence presenting to executive teams.

Personality Profile:

  • Commercially minded, curious and forward-thinking.
  • Pragmatic, decisive and comfortable challenging constructively.
  • Highly collaborative - you enjoy partnering across functions.
  • Outcome-focused, accountable and motivated by delivering meaningful impact.
  • Able to operate at pace in a dynamic, growth-focused environment.

Why Apply?

This is an opportunity to:

  • Step into a pivotal leadership role with genuine influence at exec level.
  • Shape commercial strategy for a recognised, customer-led insurance business.
  • Lead a talented team while driving high-value initiatives.
  • Join a business committed to continuous improvement, growth and innovation.

What's on offer:

  • Generous pension contribution
  • Paying 18% bonus
  • Paying up to £100k DOE
  • Hybrid role, 2 days in the London office

If you're a seasoned commercial finance leader who understands the nuances of insurance products, distribution and pricing-and you thrive on commercial challenge-this role offers the scope, seniority and impact you're looking for.

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