Mortgage Adviser

Job Title: Mortgage Adviser

Location: Leatherhead, Surrey, 4 days from home, 1 day in Leatherhead

Salary & Benefits: Basic Salary up to £33,000, OTE £55,000+, All Leads Provided, No Weekends

Bored of the same old residential mortgage cases? Step into something more exciting.

Swarm Recruitment is proud to be working with the UK's leading holiday let mortgage broker, renowned for arranging mortgages on some of the country's most beautiful properties - from cosy fisherman's cottages in Cornwall to luxury barn conversions in The Cotswolds.

This is not your typical mortgage adviser role. You'll handle fascinating, complex, high-value cases for clients purchasing or refinancing their dream holiday homes, supported by industry-leading technology, a steady stream of high-quality leads (45-50 per month), and a welcoming, boutique team environment.

If you're looking for a role that blends challenge, variety, autonomy, and exceptional earning potential - this is it.

Salary & Benefits:

• Basic Salary: £30,000 - £33,000
• OTE £55,000+ (uncapped commission, up to 25%)
• All leads provided - no prospecting required
• 4 days at home, 1 day a week in leatherhead
• No weekends - genuine work/life balance
• 25 days annual leave + Bank Holidays
• Free on-site parking & short walk to Leatherhead town centre
• Pension scheme
• Join a supportive, close-knit, fun team in a unique sector of financial services

About the Role

You will own each case from first contact through to completion, allowing you to build strong relationships and take pride in delivering exceptional service.

Key Responsibilities:

• Reviewing new enquiries and returning client leads received via the website
• Discussing clients' property goals and proactively working with lenders to pre-clear solutions
• Guiding clients through the custom-built, online self-service Fact Find
• Sourcing the most suitable holiday let or buy-to-let mortgage solution for their often-unique circumstances
• Producing illustrations and documentation to deliver expert advice
• Gathering and verifying all income, ID, deposit and compliance documents
• Submitting applications directly to lenders and managing each case from valuation through to offer and completion
• Ensuring all cases are fully compliant and accurately documented
• Working towards delivering a consistent 5-star customer experience

About You

Holiday let mortgages are varied, detailed, and often complex - perfect for someone who thrives when each day looks different.

You are someone who:

• Is intelligent, analytical and confident working with numbers
• Can simplify complex scenarios into clear, actionable solutions
• Enjoys a fast-paced, energetic environment
• Loves the satisfaction of submitting new applications and securing offers
• Has outstanding communication and email-writing skills
• Is resilient, tenacious and organised, capable of managing a busy pipeline
• Has a keen eye for detail and a passion for exceptional service

Your Background

• Fully CeMAP qualified with a minimum of 2-3 years' experience
• CAS-approved Mortgage Adviser
• Whole-of-market experience, ideally including holiday let and buy-to-let
• Strong compliance history with clean audit record
• Comfortable managing complex and interesting cases

By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you if requested.