Credit Administrator

Senior Associate - Credit Administration

London (Fully Office-Based)

28,500 per annum

Permanent Role

We are currently recruiting for a Senior Associate - Credit Administration to join a busy and dynamic Wholesale Banking team in London. This is an excellent opportunity for someone with experience in loan administration and credit operations to develop their career within a structured and fast-paced environment.

The Role

You will be responsible for the day-to-day administration and maintenance of a portfolio of bilateral, syndicated, and retail loan accounts, ensuring accuracy, compliance, and timely processing of all transactions and reporting requirements.

Key Responsibilities

• Manage loan lifecycle activities including drawdowns, rollovers, repayments, and interest servicing
• Maintain and update loan accounts within Finacle, ensuring accurate data and transaction processing
• Perform general account maintenance, including file management, correspondence, and record keeping
• Maintain loan files, working diaries, and registers in line with internal procedures
• Liaise with agent banks, participating banks, and internal departments to ensure smooth processing of transactions
• Coordinate with Accounts for reconciliation of loan accounts
• Monitor and diarise interest and instalment payments, ensuring timely follow-ups
• Support all activities relating to Bank Guarantees
• Prepare and submit periodic reports and returns to internal stakeholders and regulatory bodies
• Maintain data across internal systems including CRM, eFO, and EDMS
• Respond to internal and external audit queries in a timely and accurate manner
• Provide cover and support to other team members when required

Key Stakeholders

• Corporate Credit, Retail Credit, Operations, Accounts, and Treasury teams
• Agent banks, branches, solicitors, and external vendors

About You

Working knowledge of loans & advances and bank guarantees, Experience using Finacle (preferred)Proficiency in Microsoft Word and Excel, Strong attention to detail with excellent organisational skillsCalm, composed, and professional approach to workStrong communication skills with the ability to liaise across multiple teams

What's on Offer

• Salary of 28,500 per annum
• Permanent, full-time position
• Opportunity to gain hands-on experience within Credit Administration and Loan Operations
• Exposure to a wide range of internal and external stakeholders
• Office-based role in London