Mortgage Underwriter

Mortgage Underwriter

More2Life Part of Key Group

Preston, Lancashire (Fully Onsite)
Up to 40,000 Depending on Experience

More2Life, part of Key Group, has been a pioneering force in the Equity Release market since 2008. From our Preston headquarters, we help over 1,000 customers every month unlock financial freedom in later life and continue to grow year on year as one of the UK's largest lifetime mortgage lenders.

We're looking for a Mortgage Underwriter to join our team, where you'll play a key role in assessing applications, underwriting cases, and supporting responsible lending decisions.

The Role

As a Mortgage Underwriter, you'll be responsible for managing your own caseload from application through to offer stage, ensuring cases are assessed accurately and in line with lending policy and regulatory requirements.

Key Responsibilities

• To be responsible for the management of your caseload
• To liaise with solicitors, valuers, brokers and customers to secure documentation required to make responsible lending decisions.
• To keep fully up to date and conversant with lending criteria, products and special schemes
• To develop and maintain business relationships with key partners
• To underwrite new business in line with more2life policies

What We're Looking For

• Experience of working within the Financial Services industry and in particular in the secured residential lending arena.
• Possess a working knowledge of mortgage underwriting and lending criteria
• Organised and with good attention to detail
• Commitment to maintain accuracy and attention to detail, ensuring work is of the highest quality.
• First class communication skills, both written and verbal.

Why Join More2Life?

At More2Life, we're passionate about helping customers enjoy a better retirement. We're equally passionate about helping colleagues develop rewarding careers in a supportive and growing business.

Our values underpin everything we do:

Ambitious - We continuously look for ways to improve and innovate.

Supportive - Relationships are at the heart of our success.

Personal - We go above and beyond for customers and colleagues.

Integrity - Honest, transparent and accountable in everything we do.

Responsive - We deliver the right outcomes, no matter the challenge.

Expert - We never stop learning and developing our expertise.

Benefits

• 23 days holiday plus bank holidays
• Increased holiday allowance with service
• Holiday Buy Scheme
• Annual Wellbeing Day
• Annual Charity Day
• Enhanced pension scheme (5% employee / 8% employer contribution)
• Simplyhealth cashback healthcare plan
• Life Assurance
• Enhanced family-friendly policies
• Ongoing training and development opportunities
• Employee referral scheme
• Free onsite parking

Apply today and become part of the More2Life team.