2nd Charge Underwriter

Are you an experienced Second Charge Mortgage Underwriter who enjoys saying "yes" where it's right to do so?

If you have the judgement to balance commercial opportunity with responsible lending and enjoy working closely with brokers to find solutions, we'd love to hear from you.

Join West One Loans and help us deliver specialist lending with confidence.

Key Accountabilities

• Enter and update borrower data on Fusion lending platform.

• Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.

• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.

• Provide concise and accurate updates to brokers.

• Proactively chase brokers for outstanding requirements.

• Ensure all underwriting is in line with Company policy and within regulation.

• Ensure that all cases are Underwritten within the Groups Risk appetite.

• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.

• Maintaining a pipeline of cases, overseeing cases from inception through to completion.

• Maintain broker relationships that are integral to the growth for WOSL.

• All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.

Skills & Competencies

• Ability to work as part of a team.

• Pass internal competency tests post induction.

• High attention to detail.

• Good written and verbal communication skills.

Knowledge & Qualifications

• An understanding of FCA regulation.

• Experienced inUnderwriting 1st and/or 2nd Charge mortgage applications.

• CeMAP (desirable, not essential).

Personal Attributes

• Flexible

• Articulate

• Well organised

• Robust and comfortable working to deadline and under pressure

Why Join Us?

At West One Loans, we're growing fast and looking for ambitious people who want to be part of our exciting journey. We'll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.

Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days' annual leave, paid volunteering days, and a host of additional benefits.

If you're ready to build your career with a Specialist Lender and make an impact - click apply today!