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A Mortgage Broker finds the most suitable mortgage for either private or business property purchases.
Mortgage Brokers can be either tied to one financial institution or they can be independent meaning that they can recommend products to their clients from the whole of market, rather than just one provider.
In a highly competitive and diverse market, it's essential that a Mortgage Broker has an extensive knowledge of products available to their clients so that the best advice can be given. It's also necessary for brokers to be fully aware of all regulatory issues relating to mortgages, stamp duty and capital gains tax.
To become a Mortgage Broker you need to be qualified in the Certificate in Mortgage Advice and Practice (CeMAP). In addition, some employers also prefer candidates to have FPC qualifications.
Recent salaries for roles advertised at time of writing (Nov 2009) include:
Are you a Mortgage Broker? Would you like to contribute to our "Day in the Life of..." series? Email us at firstname.lastname@example.org for more details.
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